Current Accounts

RBS current account

The Royal Bank of Scotland’s standard current account is one of the few still paying interest on money held with the bank, though at 0.1% AER is not exactly a market leader.

The RBS current account is uncomplicated and accessible, and with the majority share-holding by the UK government, makes it possible that money deposited here is likely to be relatively safe.

Features

* Free everyday banking – no monthly subscription charges.
* No arrangement or renewal fees – on overdrafts up to £15,000. And pay no interest on agreed overdrafts of up to £100.
* Save on your mortgage – use your Interest Paying Current Account balance to save money with our Offset Service.
* Easy access to your money – your debit card gives you access to almost every cash machine in the UK. You can also pay for goods and services wherever you see the logo shown on your card.
* Online banking – manage your money 24 hours a day, 365 days a year with our telephone and internet banking services. (Except for short periods of essential maintenance.)
* Overseas money – get money in local currency at cash machines and buy goods wherever you see the logo shown on your card.
* Statements – monthly statements list all transactions and your current balance. You can also get mini-statements from any cash machine.
* Earn interest – we pay interest on your account; it’s calculated daily and credited once every month.

Find out more: RBS current accounts